TITLE SEARCH

Uncover the Past, Secure the Future – Title Search Done Right.

A Title Search (also called an Abstract of Title) is a detailed examination of public records to verify a property's ownership history and identify any legal issues that could affect its transfer. This process reviews deeds, mortgages, court records, tax records, liens, judgments, and other legal documents related to the property.

Why is a Title Search Needed?

A title search is essential because it:

1. Confirms Legal Ownership – Ensures the seller has the legal right to transfer the property.

2. Identifies Liens & Encumbrances – Unpaid mortgages, tax liens, judgments, or easements could affect ownership or lead to financial liabilities.

3. Prevents Legal Disputes – Unresolved claims from heirs, errors in previous deeds, or fraud could lead to ownership challenges.

4. Protects the Buyer & Lender—A title search helps prevent future legal and financial problems by uncovering potential issues before closing. Lenders require a clear title before approving a mortgage to protect their investment.

Without a proper title search, buyers risk inheriting legal disputes, unpaid debts, or restrictions that could impact their ability to use or sell the property.